Individual/Family
Health Insurance
Open enrollment for 2020 will begin Nov. 1, 2019, and will end Dec. 15, 2019, and coverage will become effective January 1, 2020. These dates are for both on and off-exchange plans.
Special Enrollment Periods

Regardless of whether you purchase insurance through the exchange or off-exchange, the annual open enrollment window applies. You cannot enroll outside of open enrollment unless you have a qualifying event, such as:

  • Marriage;
  • Becoming a U.S. citizen;
  • Birth or adoption;
  • Involuntary loss of other health coverage; or
  • Permanent move to an area where new health plans are available (this only applies in most cases if you already had coverage prior to your move).

As of 2016, Healthcare.gov started requiring proof of eligibility for the most common qualifying events. Health insurance carriers also generally require proof of eligibility when people enroll off-exchange during a special enrollment period. If you experience a qualifying event and wish to enroll in a plan during your special enrollment period, be prepared to provide documentation of the qualifying event.

For questions or more information call or email one of the representatives below.
Rick Creel
Vice President, Sales and Business Development
(614) 572-0616
Danna Blackburn
Sales Executive
(614) 572-0616