personal, prompt service
that exceeds the competition.

Our Policies

OBLIC offers several different policies depending on your specific needs.  A brief description of each of these policies are available below, along with basic information about our coverage options. Please note that these brief descriptions should not be construed as a substitute for the actual policy provisions. For further information or details, the policy should be reviewed.

Policy Options

  • Full-time Attorneys: The Full-time Attorney policy covers claims made arising out of acts, errors or omissions of the insured lawyer in rendering or failing to render professional services in the lawyer’s capacity as a lawyer or Notary Public.
    View Policy Details (PDF) Apply Now
  • Part-time Attorneys: The Part-time Attorney policy covers claims made arising out of acts, errors or omissions of the insured lawyer in rendering or failing to render professional services in the lawyer’s capacity as a part-time lawyer or Notary Public.
    View Policy Details (PDF)  |  Apply Now | Affirmation of Part-time Status Solo practice
  • Employed Lawyers: The Employed Lawyer policy covers claims made arising out of acts, errors or omissions of the insured lawyer in rendering or failing to render professional services in the lawyer’s capacity as an employed lawyer for or on behalf of the employer. Claims brought by the employer against the insured lawyer are NOT covered under this policy.
    View Policy Details (PDF)  |  Apply Now
  • Magistrates: The Magistrate policy covers claims made against the insured magistrate arising out of professional services rendered as a magistrate, and includes coverage for disciplinary complaints brought against the magistrate.
    View Policy Details (PDF)  |  Apply Now

Coverage Options

  • Outside Limits: Provides coverage that will pay the costs of claims defense in addition to money damages and applies the deductible, including costs of claims defense, on a per policy basis except for claims arising in whole or in part out of securities activities of the insured.
  • Inside Limits: Provides a less expensive premium but also reduces protection. This policy reflects coverage that reduces the limits of liability available to pay money damages such as any settlement or judgment, by the costs of claims expense incurred in defending a claim, and applies the deductible, including costs of claims defense, to each and every claim.

Why Choose OBLIC?

There are many reasons that OBLIC should be your choice when selecting a policy from us. Learn more about what every one of our OBLIC Claims-Made & Reported Policy provides below:

  • Broad Prior Acts protection available, including for lateral hired attorneys
  • Up to $5 million per claim and $5 million aggregate claims per policy (if eligible)
  • Flexible Extended Reporting Period Options
  • Two Policy Options – (1) Defense costs outside limits of liability, or (2) Defense costs included within (inside) limits of liability (which reduces available limits to pay settlements or money damages)
  • Disciplinary defense, subpoena assistance, cost reimbursement and claims repair coverages
  • This description provides brief highlights and is subject to the coverage, conditions, and exclusions of the policy.

Competitive Pricing

We offer very competitive pricing, including the following:

  • Claims-free discounts up to 30%
  • Ohio Bar College Members receive 15% discount (Full-time policies only)
  • Area of Practice and firm size discounts available (Full-time policies only)
  • Certified Specialists and/or attorneys who obtain a total of five (5) credit hours of CLE in ethics, professionalism or substance abuse, or any combination thereof within 24 months preceding their policy effective date, receive 15% discount, up to $300 for full-time and $125 for part-time practitioners
  • Premium financing options available

Superior Customer Service

We also offer superior customer service with all of our policies that provide the following:

  • All company personnel located in Columbus, Ohio, providing direct access to policyholders
  • Loss prevention materials, applications and policy forms available at www.oblic.com
  • Regularly issued loss prevention alerts – the “Malpractice Alert”
  • Claims Department staffed by experienced attorneys
  • Broad selection of experienced Ohio defense counsel
  • Support provided to OSBA, OLAP, and other organizations devoted to the success of Ohio attorneys
Questions about Our Policies?

Do you have any questions about our policies? Check out our Policy FAQs to see some of our most often asked questions and answers. You can also feel free to contact us.