Yes, the data breach endorsement would respond to the privacy breach. The endorsement, provided on OBLIC policies for no additional cost, will cover the expenses related to the investigation of the breach, the notification expenses, and credit monitoring expenses. These breaches can happen to anyone, even those vigilant for such attempts. There are separate limits for this endorsement that can be increased.

 

Practice Pro-tip: Do not use free email addresses for your profession. For a few dollars a month, you can have a professional email address that is more secure than the perennially hacked Yahoo. If you insist on keeping your free account, add authentication requirements, that will require a code texted to your phone to be entered anytime a new device attempts to log in to your account. And, every time Yahoo reports they were hacked several months prior, change your password! As the persons attempting to breach get more sophisticated, you need to take advantage of the already existing tools to ensure you are satisfying your duty of keeping your client data confidential.