Valuable resources for
our valued policyholders.

Credit card companies have agreements under which the terms of credit are extended. Often such agreements state that any issue with respect to the agreement for credit will be governed by the law of a certain state, whatever state that may be. A recent tact has been taken in some collection cases, alleging that attorneys […]

A recent appellate decision demonstrates hazards that may be encountered when parties in divorce actions sign separation agreements that appear to meet the intent of the parties, but are found not to do so. A separation agreement stated that the parties would divide one spouse’s 401(K) retirement plan balance. When the parties attempted to obtain […]

This is a sample letter of representation that you may utilize within your practice or however you may deem necessary. Sample Letter of Representation Dear Client: After reviewing the information you presented to us, as we have discussed, we will represent you concerning [full description of legal services to be provided]. Any other matter for […]

The OBLIC policy provides continued coverage for lawyers who were previously insured under a firm’s policy before leaving the firm for claims made against the lawyer if ‘the act, error or omission giving rise to a “Claim” occurred during a time period for which the person was previously insured by a policy issued by the […]

OBLIC policyholders who have seen new quotes since June 2010 will note that the format of the quoting information has changed. The Declarations page also will include more comprehensive descriptions of the endorsements that are listed and made part of the policy. The changes are part of an extensive IT development process in place for […]

It has become a regular exercise in the federal bankruptcy courts in Ohio to examine mortgage instruments for flaws in the execution of a mortgage. This exercise allows trustees to have the mortgage instruments found invalid, and the formerly secured creditor to usually end up with unsecured creditor status. This can be the case, even […]

Ohio law changed effective December 28, 2009 regarding the transfer of real estate upon death. The procedure to be used now involves the preparation of an affidavit by the owner conveying the interest upon death, rather than a TOD deed. Existing TOD deeds recorded prior to that date are still effective. Sample affidavits can be […]

The Court of Appeals for the Seventh District, Columbiana County, recently held in Ohio The Court of Appeals for the Seventh District, Columbiana County, recently held in Ohio Bureau of Workers’ Compensation v Jeffrey McKinley, et al. that the language of R.C. 4123.931 creates and independent right of recovery and the six year statute of […]

OBLIC is again planning to present a joint seminar with the Solo, Small Firm and General Practice Section Board of Governors at the 2010 OSBA Annual Convention in Dayton, Ohio. The seminar on Thursday, May 6, 2010 at the Dayton Convention Center titled Effectively Staffing Your Law Firm will convene at 2:15 PM with a […]

This is a sample client non-representation letter that you may utilize within your practice or however you may deem necessary.