Business Overhead Expense
Insurance
As a business owner with a company to run, you know how difficult it is to get away.
What happens if you become disabled?
Could your business stay open while you were gone?
Would the business be able to continue paying the bills if you were not working?
You can help protect your business should you become too sick or hurt to work.
Plan Features
- Keeps your business running while you recover from a disabling injury or illness;
- Helps you have a financially sound business to sell, should you need to do so;
- Pays the bills associated with running your business—so you do not need to dip into assets;
- Insures up to 100 percent of your covered business expenses;
- Ensures premiums you pay for coverage are tax deductible;
- Offers coverage for both total and residual/partial disabilities;
- Can mean the difference between staying open and closing your doors;
- Maintains goodwill with customers, vendors and creditors; and
- Helps retain business value.
1 Reimbursement options include 70%, 80%, 90%, a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.
2 For IAIC policies, optional Preventive Care coverage is based on a Schedule of Benefits. For MetGen policies, optional Preventive Care coverage is included in the annual limit.
3 When using multiple discounts, discounts cannot exceed 30%. Each discount may not be available in all states. Please contact MetLife Pet for further details.
Coverage issued by Metropolitan General Insurance Company ("MetGen"), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company ("IAIC"), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations, and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC ("MetLife Pet") for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). L0723033370[exp0525][All States][DC]
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