Lawyer Professional Liability Insurance
for Ohio-Based Law Firms
for Ohio-Based Law Firms
You Protect Your Clients.
We Protect Your Practice.
Protect Your Practice With OBLIC Lawyers’ Professional Liability Insurance
Whether you are a solo attorney, part of a growing practice, or managing a multi-attorney firm, your work comes with risk.
OBLIC partners with Ohio lawyers to protect the practices they work hard to build with coverage designed specifically for the legal profession.
“I so appreciate OBLIC! I wish I’d found them much earlier in my practice. It changes everything when my professional liability carrier partners with me to provide legal services to my clients and to help me avoid any claim being filed against me. OBLIC has changed my whole attitude about my professional liability insurance provider. They treat their customers with respect and professionalism. They make you feel like we are a team, working to provide effective, professional legal services. Ohio attorneys are fortunate to have OBLIC!” –Amy S. Boland, Attorney at Law
What Is Lawyers’ Professional Liability Insurance?
Lawyers’ professional liability insurance, often called legal malpractice
insurance, helps protect attorneys and law firms from claims related to
professional services that a general business insurance policy won’t cover.
Coverage Built for Ohio Lawyers and Law Firms
Full-Time Attorneys
Coverage designed for attorneys actively practicing law full-time across a wide range of practice areas.
Part-Time Attorneys
Flexible solutions for attorneys with reduced caseloads or part-time legal work.
Employed Lawyers
Professional liability protection tailored for employed attorneys and in-house counsel situations.
Solo Attorneys and Small Law Firms
Coverage designed to support independent practitioners and small teams, balancing risk, client service, and operational demands.
Growing and Mid-Sized Firms
Scalable coverage structures for firms managing larger teams, more complex matters, and expanding risk exposure.
How to Apply for Lawyers’ Professional Liability Insurance
For firms of 1 – 5 attorneys, we offer an optional ballpark estimate to help take the guesswork out of costs. Tell us a little about your practice and coverage needs, and we will respond with an estimate before you complete a full application.
01
Complete Your Application
Our process is designed to be straightforward and attorney-focused. Complete your application online through myOBLIC.
02
Choose Your Coverage Options
Select limits, deductibles, and policy structures aligned with your practice. Work with our experienced underwriters or your insurance agent to understand the options.
03
Protect Your Practice With Confidence
Move forward knowing your coverage is built specifically for Ohio lawyers and law firms.
“OBLIC not only provides great malpractice insurance at a great price, but the service I have received from them is exceptional. I never have to wait/hold for a representative, and, unlike many other companies I deal with, when I need to get in touch with my assigned agent, she is always available or gets back to me that same day. OBLIC makes me feel like a valued customer, which is very much appreciated!” –Brad Ligibel, Stevens & Showalter LLP
OBLIC Claims-Made-and-Reported Policy Features
OBLIC’s lawyers’ professional liability insurance policies include features designed pecifically for Ohio attorneys and law firms. Coverage highlights may include:
- Broad prior acts protection, including coverage options for lateral hires
- Coverage limits up to $20 million per claim and aggregate limits for eligible firms
- Cyber breach coverage is available for all OBLIC lawyers’ professional liability policies
- Employment practices liability endorsement is available with all OBLIC lawyers’ professional liability policies
- Flexible extended reporting period (tail coverage) options
- Choice between inside limits and outside limits defense structures
- Disciplinary defense and subpoena assistance coverage
- Claims repair and cost reimbursement options
Coverage Options Designed Around Your Practice
OBLIC offers flexible lawyers’ professional liability insurance options designed to support attorneys at every stage of practice.
What is the difference between selecting Outside Limits or Inside Limits when selecting coverage options?
About OBLIC
OBLIC has been helping protect Ohio lawyers and law firms since 1979. As the only professional liability insurance provider exclusively devoted to Ohio attorneys, OBLIC understands the realities of legal practice, the risks attorneys face, and the level of support lawyers expect from their insurance partner.
More than a policy provider, OBLIC serves as a resource for Ohio’s legal community through risk management education, loss prevention support, ethics guidance, and responsive service tailored specifically to attorneys and law firms. From solo practitioners to established firms, OBLIC helps lawyers secure coverage designed around the way they actually practice law.
Lawyers Professional Liability Insurance FAQs
When should lawyers get professional liability insurance?
Lawyers should consider professional liability insurance as early as possible, especially when starting a new practice, joining or leaving a firm, expanding into new practice areas, or taking on higher-risk matters. Because most legal malpractice policies are claims-made-and-reported, waiting until after a potential issue or claim arises can limit coverage options or create gaps in protection.
Do Ohio lawyers need malpractice insurance?
Ohio does not require attorneys to carry malpractice insurance, but does require disclosure and education if an attorney is not insured. Many lawyers choose coverage to help protect their practice and finances.
How much does lawyer’s professional liability insurance cost?
Cost depends on factors like practice area, firm size, claims history, coverage limits, and deductible structure. Learn more about professional liability insurance costs.
What is a claims-made-and-reported policy?
A claims-made-and-reported policy generally provides coverage for claims made and reported during the policy period arising out of legal work, subject to the policy terms and determination at the time the claim is made.
Why choose OBLIC?
OBLIC focuses exclusively on protecting Ohio lawyers and law firms, which means our coverage, support, and resources are built specifically for the legal profession and the realities of practicing law in Ohio. Since 1979, OBLIC has worked closely with Ohio attorneys through specialized professional liability coverage, risk management education, and attorney-focused support. Policyholders also benefit from an A.M. Best A (Excellent) rating, Ohio-based service, and practical resources like loss prevention guidance and ethics support designed specifically for lawyers.
The information on this webpage is intended to provide general information only, is not legal advice, and does not constitute an offer, quotation, binder, or insurance contract. Coverage, eligibility, limits, premiums, and other policy terms are subject to underwriting and may vary based on the applicant and the policy issued. All coverage is subject to the applicable policy’s terms, conditions, limitations, exclusions, and endorsements and is determined at the time a claim is reported. In the event of any difference between this webpage and the policy, the policy controls.
One Claim Shouldn’t Define Your Career
Protect the practice you’ve built with coverage designed for Ohio lawyers. Count on the team that has served Ohio’s legal community for decades.
1 Reimbursement options include 70%, 80%, 90%, a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.
2 For IAIC policies, optional Preventive Care coverage is based on a Schedule of Benefits. For MetGen policies, optional Preventive Care coverage is included in the annual limit.
3 When using multiple discounts, discounts cannot exceed 30%. Each discount may not be available in all states. Please contact MetLife Pet for further details.
Coverage issued by Metropolitan General Insurance Company ("MetGen"), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company ("IAIC"), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations, and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC ("MetLife Pet") for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). L0723033370[exp0525][All States][DC]
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