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Coverage Question Series – Part 22
Post on August 24th, 2018
This is a continuing series in which we address policy coverage questions that we routinely discuss with you and your colleagues. The answers provided are based on the basic policy form, currently LPLP-1r; refer to your specific policy and any endorsements attached thereto that may change coverage or the answers provided.

I think I may have made a mistake, but the client doesn’t know yet and no suit has been filed, am I covered?

Yes! We want to know about issues before they spiral out of control. Simply because no demand for monetary damages has been made, we may assist in the possible repair of the issue or even pre-suit discussions with the client, or the client’s new counsel, to avoid a lawsuit filed against you. Ben Franklin’s axiom has held true: an ounce of prevention is worth a pound of cure. We are here to help!
As you should expect, these Q&A scenarios are based on simple hypotheticals. Coverage determinations for an actual claim are ultimately based on the unique facts, applicable law, and the Terms, Conditions, Limitations, Exclusions, and Endorsements of your policy.
Please contact me at [email protected] if you have any questions!
Carl Marsh, Esq.
Claims Counsel