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Multi-Factor Authentication “MFA”
Post on May 24th, 2022

What is “MFA”?

  • Multi-Factor Authentication “MFA,” also known as Two-Factor Authentication, is a process that adds security for password-protected accounts.
  • It requires additional information to access the account in addition to the initial password
  • The three most common authentication factors are the knowledge factor, the possession factor or the inherence factor.
  • Knowledge factor authentication usually requires that a personal security question be answered. This can be done by passwords, four-digit personal identification numbers (PINS) or one-time passwords (OTP).
  • Possession factor authentication requires a specific item to log in, like a badge, key fob or phone subscriber identity module (SIM) card. For mobile authentication, a time sensitive code or a push notification can be sent to a mobile device, such as a cell phone. Text messages and phone calls sent to a desk phone can also be used to send the code as well as smartphone OTPs or SIM cards and smart cards with stored authentication data.
  • Inherence factor authentication uses biological traits to confirm identity to These can include: retina or iris scan, fingerprint scan, voice authentication, and facial recognition.

Why should you use MFA?

What can you do?

  • Look at security settings for your most-used accounts for options to enable MFA. Google, Microsoft, and Apple all offer tutorials for enabling two-factor authentication on their accounts.
  • If MFA is not available as a security option on your accounts, find a MFA software provider. You can set up a free consultation with our cyber security liability partner, Tokio Marine to find a qualified provider.
  • Enable MFA security options or install MFA software on your devices
  • Train all lawyers and staff
  • Visit OBLIC Cyber Toolbox for training videos and sample policies

For more information, check out these resources:

As always, if you have any questions, please contact us. We are here to help.

Gretchen Mote, Esq
Director of Loss Prevention
Ohio Bar Liability Insurance Co.
Direct:  614-572-0620
Email: [email protected]
Monica Waller, Esq.
Senior Loss Prevention Counsel
Ohio Bar Liability Insurance Co.
Direct:  614-859-2978
Email: [email protected]